The Consumer Financial Protection Bureau says Navy Federal Credit Union will to pay 23 million dollars to some members because of improper debt collection practices. They are also being fined 5.5 million dollars. CFPB Director Richard Cordray said that between January 2013 and July 2015, Navy Federal made false threats about debt collections and unfairly restricted account access to members who were behind on payments. With more than 73 billion dollars in assets, Navy Federal Credit Union is the largest credit union in the country. In a statement, Navy Federal said they have cooperated with the CFPB and made changes in their collections practices.